So you think 6% mortgage rates are too high? Here’s how bad it could get if the U.S. defaults on its debt.

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Brace yourself.

If the federal government defaults on its debts, mortgage rates would climb, home sales would plummet and a housing market that’s already unaffordable for many potential buyers would get much farther out of reach, according to a new analysis from Zillow.

The real-estate company’s projections, released Thursday, come weeks ahead…

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