“Fortunately we found one house we loved within that budget in an awesome school district. The previous owners chose us out of the three offers they received (ours was not the highest offer, but apparently we had more secure financing). The mortgage process was pretty frustrating: the monthly payment estimate kept increasing above what our lender initially quoted us and the interest rate never really came down (fortunately our lender locked us in at a low-ish rate early on in our process). Overall, it took a long time to find a house that met our needs and we’re paying slightly more than we are comfortable with, but we absolutely love the house and its location, so can’t complain.”
—Kristin, Minneapolis, MN
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